Credit Contributions

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If you are in insurable employment, you pay a PRSI contribution each week. PRSI contributions are not made when you:

  • are absent from work due to an illness, or
  • are unemployed.

However, you may qualify for credited contributions. These credits are like the PRSI contributions you pay while you are working. Credits are usually awarded at the same class as your last paid PRSI contribution.

Credits are important because they can help you qualify for social welfare payments. Credits awarded during periods of unemployment or illness for example, ensure that your social insurance record remains unbroken.

You may get credits for periods on:

  • Jobseeker's Benefit or Allowance,
  • Illness Benefit,
  • Maternity Benefit,
  • Adoptive Benefit,
  • Health & Safety Benefit,
  • Invalidity Pension,
  • Carer's Benefit,
  • Prescribed Relative Allowance,
  • Jobseeker's Allowance,
  • One-Parent Family Payment,
  • Disability Allowance,
  • Occupational Injury Benefit,
  • Carer's Allowance.

*An insured person may qualify for an employment contribution credit in respect of any week in which they are in receipt of One-Parent Family Payment provided that immediately prior to such claim they were entitled to credits and in receipt of Illness Benefit, Occupational Injury, Jobseekers Benefit or Allowance, Carers Benefit or Allowance, Maternity Benefit, Health and Safety Benefit, Adoptive Benefit, Disability Allowance or Invalidity Pension.

You may qualify for credits if you take part in a:

  • Back to Education Allowance Scheme
  • Vocational Training Opportunities Scheme (VTOS)
  • Any other course of education approved by the Minister for Employment Affairs and Social Protection,
  • SOLAS training course,
  • An education and training board specified in Schedule 2 to the Education and Training Boards Act 2013,
  • National Tourism Development Authority,
  • Bord Iascaigh Mhara (BIM) training course, or
  • Teagasc training course.

If you are not getting a social welfare payment, you may still qualify for credits.

Last modified:17/02/2015