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To qualify for a standard rate State Pension (Transition), each of the following four statements must apply:

  1. You have retired from full-time employment, or, if you are working have earnings of less than �38 per week or �3,174 per year if you are self employed.
  2. You have started paying social insurance before age 55 at the full-rate or at the modified rate.
  3. You have paid either:
    • 260 full-rate contributions if you reach age 65 before 5 April 2012, or
    • 520 full-rate contributions if you reach age 65 from 6 April 2012 (check with your local Social Welfare Office what voluntary contribution you may use to make up the 520).
  4. You have either:
    • a 'yearly average' of at least 24 paid or credited reckonable ( See note below) contributions since you first started paying social insurance, or
    • a 'yearly average' of at least 48 paid or credited reckonable ( See note below) contributions from 6 April 1979 to the end of the tax year before you reach pension age, known as the 'alternative yearly average'.

Note:
Reckonable contributions are full-rate contributions paid or credited, and high or special rate Voluntary Contributions.

Last modified:15/01/2010
 

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