The Department's analysis of welfare fraud demonstrates that the principle ways in which social welfare payments are fraudulently claimed are:
- Concurrent working & claiming: Where a person claims a payment, such as Jobseeker's Benefit/Allowance or an Illness payment, but takes up employment and does not notify the Department.
- Non-disclosure of means: Where a person claims a means tested payment, for example Jobseekers Allowance, but they do not fully disclose their means or sources of income to the Department.
- Non residency in the State: Where a person claims a social welfare payment, and is not resident in this jurisdiction, without notifying the Department but continues to claim the payment.
- Multiple claiming or personation: Where a person makes a claim for more than one social welfare payment or by assuming and falsely using the identity and PPSN of another person.
- Life events: Where a person continues to claim a payment to which they are no longer entitled such as a lone parent who marries, enters into a civil partnership or is cohabiting, or someone who continues to claim carers allowance claim where caring duties have ceased.
- Cohabitation: Persons may be living as a "family unit" and fail to notify to Department of the situation in order to qualify for higher rates of payments, or payments to which they may not be entitled.
- Social Insurance and employer non-compliance: Where employers fail to maintain appropriate employment/wage records and where non-compliance or non-remittance of Pay Related Social Insurance occurs.