State Pension Non-Contributory


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Contents

Section 1 General Information

1.1 What is State Pension Non-Contributory?
1.2 Information Leaflets
1.3 Legislation
1.4 Administration
1.5 How to qualify for State Pension Non-Contributory

Section 2 The Means Test

2.1 What is the means test?
2.2 What counts as means?
2.3 How is cash income assessed?
2.4 How is capital assessed?
2.5 What happens if I save some of my pension
2.6 Deprivation of capital
2.7 What does not count as means?

Section 3 Vacating/Selling your home

3.1 What happens if I vacate my home?
3.2 Exemption from means of the sale proceeds of your home
3.3 In what circumstances does the exemption apply?
3.4 What happens if I buy more suitable accommodation?
3.5 What happens if I move into a private nursing home?
3.6 What happens if I sell all (or a part of) my home but I continue to live there?

Section 4 Payment

4.1 If I qualify for pension, how much will I get?
4.2 Increase for a Qualified Adult
4.3 Increase for a Qualified Child
4.4 How will my pension be paid?
4.5 Direct payment to qualified adult
4.6 How long will my pension last?
4.7 Other increases/benefits that may be payable to you

Section 5 How to claim your pension

5.1 When and how do I claim State Pension Non-Contributory?
5.2 Certificates needed with your application form
5.3 Late claims
5.4 How will your claim to pension be decided?
5.5 Appeal against a decision on a pension claim
5.6 What happens if I go to live outside the State?
5.7 Change of circumstances - need to notify the Department
5.8 Will my claim be reviewed?
5.9 Your right to social welfare records

Appendix 1

What does not count as means?

Appendix 2

Other increases/benefits that may be payable to you
Increase for living on a specified island Living Alone Increase
Over 80 Increase
Centenarian's Payment
Fuel Allowance under the National Fuel Scheme
Household Benefits Package
Free Travel

Carer's Allowance/Benefit

After death payments;
Six weeks after death payment

Appendix 3

Increase for living on a specified island


Section 1 General Information

1.1 What is State Pension Non-Contributory?

State Pension Non-Contributory is a means-tested payment for people age 66 or over, who do not qualify for State Pension (Contributory) (SPC) on their record of social insurance contributions.

State Pension Non-Contributory was introduced with effect from the 29 September 2006 and replaced the Old Age Non-Contributory Pension.

1.2 Information leaflets

Apart from the information contained in this guideline, the following information leaflets may also be of interest to you. These are available free of charge from the Department's Information Service, Social Welfare Services, College Road, Sligo (Tel; 1890 20 23 25).

  • Guide to Social Welfare Services ( SW4)
  • State Pension Non-Contributory ( SW116)
  • Check-list for Pensioners ( SW 10)
  • Living Alone Increase ( SW36)
  • Free Travel ( SW 40)
  • Household Benefits Package ( SW107)
  • Pensioners and Savings ( SW 60)
  • Rates of Payment Booklet ( SW19)

1.3 Legislation

The main legislative provisions relating to State Pension Non-Contributory are contained in

  • Chapter 4 of Part 3 of the Social Welfare (Consolidation) Act 2005 (Sections 152 to 160 inclusive) as amended;
  • Part 5 of Schedule 3 of the above Act (as amended);
  • Chapter 6 of Part 3 of the Social Welfare (Consolidated Claims, Payments and Control) Regulations 2007 (S.I. No.142 of 2007) (as amended) 

1.4 Administration

The scheme is administered by the Department of Social Protection, Social Welfare Services Sligo, College Road, Sligo. Telephone: LoCall 1890 500 000 FAX Number: (071) 9148437.

1.5 How to qualify for State Pension Non-Contributory?

To qualify for this pension, you must satisfy all of the following conditions i.e. you must

  • be aged 66 years or over;
  • be habitually resident in the State; (Please refer to separate guideline on Habitual Residence Condition SW 108)
  • be living in the State while getting State Pension Non-Contributory; (However, please see paragraph 5.7 in this guideline entitled 'What happens if I go to live outside the State?')
  • have a valid Personal Public Service (PPS) Number; (if you do not have a PPS Number, please contact your local Intreo Centre/Social Welfare Office where a number will be assigned to you)
  • satisfy a means test.

Section 2 The Means Test

2.1 What is the means test

A means test is a way of checking if you have adequate means to support yourself and what amount of payment, if any, you may qualify for. Your means are any income belonging to you or your spouse or partner and property (except your own home) or an asset that could provide you with an income.

Provided you satisfy the other conditions of the scheme with regard to age, habitual residence in the State and the PPS number, you will qualify for State Pension Non-Contributory if your weekly means are at or below €245.00. Your weekly rate of payment will depend on the actual amount of your weekly means.

To determine your means, you must complete the application form in full. You must declare full details both of your own means and that of your spouse or partner where applicable. Incomplete application forms will be returned to the applicant and may ultimately delay the award of pension.

It is possible that the application may be referred to your local Social Welfare Inspector who will request an interview with you. You may be asked to produce supporting documentation such as bank statements or accounts.

If you are awarded a pension, you are legally obliged to report any increases in means to the Department within a period of three months. If you do not do so, you may incur an overpayment of pension which you (or your Estate after your death) will have to repay.

2.2 What counts as means?

The main items that count as means include:

  • cash income which you or your spouse/partner may have (e.g. earnings from employment, self-employment, an occupational pension, a British or other foreign pension). However it should be noted that a specific earnings disregard of €200.00 applies to pensioners in employment. Please see "How is cash income assessed?" at paragraph 2.3. The €200.00 earnings disregard is not extended to the self employed or farming.
  • the value of capital (e.g. savings, shares, bonds, funds, cash in hand)
  • any property you may have (but not your own home)

If you are married/in a civil partnership or are cohabiting with another person, your means will be taken as half the joint means of you and your spouse/partner.

2.3 How is cash income assessed?

2.3 (a) Income from employment:
Cash income from employment is assessed as part of your means. However, there is an additional earnings disregard of €200.00 each for pensioners and their spouse/partner in employment. For example, your gross earnings less the first €200.00 in earnings together with social insurance contributions, superannuation contributions, health contributions and trade union subscriptions will be assessed as your means for pension purposes.

2.3 (b) Income from self-employment:
Income from self-employment is taken to be the gross profit less allowable work-related expenses, but not drawings. If you take 'drawings' from the business, these are assessed as cash income.

There is no exhaustive list of all allowable expenses in self-employed cases, since these vary with the nature and extent of the self-employment. However, the following are the main allowable expenses in most instances;

  • materials (supplies costs)
  • motor running costs (portion applicable to business only)
  • depreciation of machinery and equipment
  • insurance relating to the business
  • telephone (portion applicable to business only)
  • lighting and heating (for business and not domestic use)
  • advertising
  • bank charges
  • van leasing
  • labour costs
  • pension plan
  • any other costs associated with running the business.

Household running costs are not allowed as deductions against business profit.

2.3 (c) Income from farming:
If you own a farm of land, the yearly value of any advantage that you or your spouse/partner have from owning or leasing it will be assessed as income. The yearly value is worked out by deducting any necessary expenses incurred from the gross income.

If you or your spouse/partner deprive yourselves of an income in order to either qualify for pension, or to qualify for pension at a higher rate, that income will be assessed against you as means. However, this may not apply in the case of certain family settlements involving the transfer of ownership of a farm/business.

2.3 (d). Maintenance Payments:
A portion of maintenance payments received by a claimant is assessed as means in accordance with the following formula;

A. Actual maintenance payments received by claimant
B. Less vouched housing costs* actually incurred by the claimant (net of rent subsidy received from the Health Service Executive) of up to €95.23 per week
C. Balance is assessed at 50%

* refers solely to money paid for rent or mortgage or repayments of home improvement loan for the residence in which the claimant is residing. Evidence of the housing costs must be provided by the claimant.

Example:
Weekly maintenance payment received: €200.00
Mortgage repayments (€120.00 pw): (€95.23)
Balance €104.77
Assessed as weekly means (50%): €52.39

2.4 How is capital assessed

Capital refers to savings, shares, bonds, funds, cash-on-hands and property (excluding your own home) that you have. The value of all these items is added together and a special formula (see below) is applied to their total value to calculate your weekly means.

If you are married, in a civil partnership or cohabiting with another person, then each of you will be assessed (using the formula below) with half of your joint capital.

Formula

Capital: Weekly means assessed:
Amount of savings and investments Weekly means assessment
First €20,000.00 Nil
Next €10,000.00 €1.00 per €1,000.00
Next €10,000.00 €2.00 per €1,000.00
Balance €4.00 per €1,000.00

2.5 What happens if I save some of my pension each week?

If you save a portion of your State Pension Non-Contributory each week, these savings will be taken into account as part of your means. Depending on the amount of savings you accumulate, this may result in a reduction in (or revocation of) your pension.

You are legally obliged to notify the Department within three months of any increase in your means.

2.6 Deprivation of capital

If you or your spouse/partner deprive yourselves of capital in order to either qualify for pension, or to qualify for pension at a higher rate, then that capital will be assessed against you as means. However, this may not apply in the case of certain family settlements involving the transfer of ownership of a farm/business."

2.7 What does not count as means?

A list of the main items that are not taken into account in the means test are set out in Appendix 1.


Section 3 Vacating/Selling your home

3.1 What happens if I vacate my home?

If, due to old age or incapacity, you vacate your home either on a temporary basis or indefinitely, the value of your home will not be assessed as means. However, if it is put to profitable use (e.g. rented out), the capital value of the house will then be assessed as means.

If you offer the property for sale, the capital value will not be assessed as means for a period of two years from the date on which it was offered for sale. However, if the property is sold within the two year period or subsequently, the income from the sale may be assessed as means (see following paragraphs).

3.2 Exemption from means of the sale proceeds of your home

If you are living in accommodation which no longer suits you or which you are no longer able to maintain, you may be able to sell your home and move to more suitable accommodation without the sale proceeds affecting your weekly means. The proceeds of the sale up to €190,500.00 may be disregarded when assessing your weekly means.

3.3 In what circumstances does the exemption apply?

The exemption only applies where you sell your home and you,

  • buy alternative accommodation or
  • rent alternative accommodation or
  • move into a private nursing home which is registered under the Health (Nursing Homes) Act, 1990.
  • move in with a person who is caring for you and who is in receipt of a carer's payment, or
  • move to sheltered or special housing in the voluntary, co-operative, statutory or private sectors.

3.4 What happens if I buy more suitable accommodation?

If you buy more suitable accommodation, the balance of the proceeds after buying the new accommodation is exempted up to a limit of €190,500.00.

Example 1;
A person sells his/her house for €200,000 and buys alternative accommodation for €150,000, the balance of €50,000 is not counted as means as it is below the limit of €190,500.00.

Example 2;
A person sells his/her house for €450,000 and buys alternative accommodation for € 200,000 leaving a balance of €250,000. For pension purposes, a sum of €59,500.00 (i.e. €250,000 less €190,500.00) will be assessed as means.

3.5 What happens if I move into a private nursing home?

If you sell your home and move into a private nursing home which is registered under the Health (Nursing Homes) Act 1990, the proceeds of the sale up to €190,500.00 are exempted.

Example;
A person sells his/her house for €220,000 and moves into a private nursing home. For pension purposes a sum of €29,500.00 (i.e. €220,000 less €190,500.00) will only be assessed as means.

3.6 What happens if I sell all (or part of) my home but I continue to live there?

If you sell all or part of your home to a financial institution or to another party, e.g. under an equity release agreement, and you are permitted as part of this arrangement to continue to reside in your home the amount you receive from this sale will be fully taken into account in calculating your means for pension purposes. In other words, the sale of residence disregard of €190,500 does not apply in this case.

Example
John (70) is getting a State Pension Non-Contributory at the maximum rate. He owns his home but decides to sell a part of it to a bank for €100,000. As part of this sale, it is agreed between the parties that John can continue to reside in the house for the remainder of his life. John has no income other than his State Pension Non-Contributory. He has, however, savings of €18,000 in post office savings certificates. The total amount of John's money (€118,000) will be assessed as means for pension purposes as follows;

Savings Rate of € per 1000 Weekly Means
First €20,000 @ nil 0
Next €10,000 @ €1.00 per €1,000 €10.00
Next €10,000 @ €2.00 per €1,000 €20.00
Balance of €78,000 @ €4.00 per €1,000 €312.00
Total Weekly Means €342.00

John's total weekly means are €342.00 which is well above the maximum statutory limit for entitlement to pension. On this basis, his State Pension Non-Contributory would be revoked.


Section 4 Payment

4.1 If I qualify for pension, how much will I get?

If you qualify for a State Pension Non-Contributory, the pension will be made up of a personal rate for yourself and extra amounts for your dependents (see following paragraphs). The actual amount of your weekly personal rate of pension as well as the increase for your qualified adult and child/children will depend on the level of your means. Details are set out in the Rates of Payment Booklet SW19.

A single person who has no other means can have capital of up to € 40,999 and qualify for the maximum rate of pension of € 219.00 per week. Alternatively, the same person can have capital as high as €93,999 and qualify for a reduced pension of €6.50 per week.

A married, in a civil partnership or cohabiting couple who both satisfy the other conditions of the scheme and whose means are derived solely from capital can have joint capital of up to €81,999 and each can qualify for the maximum rate of pension of €219.00 per week. Alternatively, the same couple can have joint capital of up to €187,999 and each can qualify for a reduced pension of €6.50 per week.

If the rate of pension payable to persons who were in receipt of any payment as listed below immediately prior to becoming entitled to State Pension Non-Contributory will be greater than the amount of State Pension Non-Contributory payable then they will receive the amount they were receiving from such payment prior to entitlement or the rate of State Pension Non-Contributory as assessed.

  • Blind Pension
  • Widow's, Widower's or Surviving Civil Partner's Non-Contributory Pension
  • One Parent Family Payment
  • Farm Assist
  • Deserted Wife's Allowance
  • Prisoner's Wife's Allowance
  • Disability Allowance

4.2 Increase for a Qualified Adult (IQA)

If you are married, in a civil partnership or living with another person aged under 66, you may be entitled to an Increase for a Qualified Adult (IQA) in respect of him/her. Alternatively, if you have children living with you and you are single, widowed or separated, you may get the IQA for a person who is caring for the child/ren provided the person concerned is aged 16 or over, living with you and is being supported by you.

You will not get IQA if the person concerned

  • is receiving a social welfare payment in his/her own right (except Half Rate Carer's Allowance, Disablement Pension, Supplementary Welfare Allowance, Guardian's Payment (Contributory)/Guardian's Payment (Non-Contributory), Child Benefit or Family Income Supplement) or
  • is disqualified from receiving unemployment payments while taking part in a trade dispute or
  • is taking part in a full-time FÁS non-craft training course.

Claims for the increase for a qualified adult made after 24 September 2007 will be paid directly to the spouse/partner concerned, unless the qualified adult chooses to have someone else collect it for them.

If you are awarded an Increase for a Qualified Adult (IQA), please keep in mind that your qualified adult may be entitled to claim a State Pension Non-Contributory in his/her own right on reaching age 66. On reaching age 66 the IQA will automatically cease and s/he will be invited to apply for State Pension in his/her own right. It should be noted that it will be more financially beneficial to you as a couple if each of you receives a pension in your own right.

Alternatively, if your spouse/partner has been employed or self-employed, it is possible that s/he may qualify for a State Pension Contributory at age 66. Entitlement to this pension is based upon insurance contribution conditions. Please see the State Pension Contributory Frequently Asked Questions.

4.3 Increase for a Qualified Child (IQC)

You may claim an Increase for a Qualified Child of €29.80 per week for each of your qualified children under age 18 who normally live with you and are being maintained by you. The increase may also be paid in respect of a child between 18 to 22 years of age if s/he is in full-time education by day at a recognised school or college.

Increase for a Qualified Child may be paid at either the full rate (€29.80) or at half-rate (€14.90) as follows;

  • if you qualify for an Increase for a Qualified Adult (IQA), then an Increase for a Qualified Child (IQC) will be paid to you as part of your pension at the full weekly rate.
  • if your spouse/partner is also getting a social welfare payment (e.g. a State Pension Non-Contributory), then each of you will get half the appropriate qualified child rate with your weekly payment.

An Increase for a Qualified Child is not payable where the child is getting a social welfare or health service executive payment in his/her own right (e.g. Disability Allowance, One-Parent Family Payment).

4.4 How will my pension be paid?

State Pension Non-Contributory is payable weekly in advance on Friday. It may be paid

  • directly into your bank or building society account. This is known as EFT (Electronic Fund Transfer).
    or
  • at a chosen post office by Social Services Card (SSC) or Public Services Card.

4.5 Direct payment to spouse/partner

Claims for the increase for a qualified adult made after 24 September 2007 are paid directly to the spouse/partner concerned; unless the qualified adult chooses to have someone else collect it for them.

4.6 How long will my pension last?

State Pension Non-Contributory is payable as long as you satisfy the qualifying conditions for receipt of payment. However, the pension will cease if you are subsequently awarded a State Pension Contributory payable at a higher rate.

4.7 Other increases/benefits that maybe payable to you

Please see Appendix 2 for a list of other allowances and benefits that you may qualify for.


Section 5 How to claim your pension

5.1 When and how do I claim State Pension Non-Contributory?

You should apply for the pension three months before reaching age 66. This is to allow sufficient time for the Department to process your claim so as to ensure that, if pension is awarded, it will be paid from the Friday following the date on which you reach age 66. If you claim pension after reaching age 66, payment will normally be made from the Friday following the date on which your application is received. (However, please see paragraphs on late claims below).

To apply, please complete an application form (SPNC1), available from your post office, your local Intreo Centre/Social Welfare Office or from Social Welfare Services, Sligo. When completed, please send it along with all necessary supporting documentation to:

State Pension Non-Contributory Section
Social Welfare Services Sligo
College Road
Sligo
Tel: (LoCall) 1890 500 000

5.2 Certificates needed with your application form

Evidence of births and marriages which occurred in the State are available to the Department and are not required to be sent with your application. However where the birth or marriage occurred outside the State evidence must be provided by sending us the following certificates, where relevant:

  • Your birth certificate
  • Your spouse or partner's birth certificate
  • Your marriage/civil partnership certificate
  • Your qualified child(ren)'s birth certificate(s). If you are getting Child Benefit for your qualified child(ren) you do not need to send us their birth certificate(s).

We do not accept photocopies of certificates. If you are not able to get the certificate(s) immediately, you should send in your pension application form with a note stating that you will send the certificate(s) as soon as possible. If you are sending in your certificate(s) at a later date, please ensure that you quote your Personal Public Service Number (PPSN). You will get this number at your Local Intreo Centre/Social Welfare Office.

If you are claiming for a qualified child who is aged 18 to 22 and in full time education you should send in a letter from a school or college confirming their attendance.

5.3 Late Claims

Please apply for pension on time i.e. three months before you reach age 66. If you are awarded pension, it will become payable from the Friday following your 66th birthday. However, if you apply for pension late, you may lose out on part of your entitlement. There is provision to backdate the award of pension for up to 6 months before the date on which the claim was made. However, you will have to have a valid reason for claiming late before any decision to back-date the claim is considered.

It is also possible in certain exceptional circumstances to back-date claims for periods in excess of 6 months as follows;

  • if the failure to claim on time arose as a result of incorrect information supplied by staff of the Department to you.
  • where the delay arose due to you being incapacitated by illness or infirmity. However, an illness though disabling, which would not cause your mental faculties to diminish significantly, would not be accepted as sufficient reason for claim late.

In all cases where a back-dated payment is being considered, entitlement to pension throughout that period must have been satisfactorily established.

If you feel that you may be entitled to a back-dated payment under any of the provisions outlined above, please set out your case in writing to us and supply any supporting documentation. Please also quote your Personal Public Service Number (PPSN) in your correspondence.

5.4 How will my claim to pension be decided?

Your application for pension will be decided by a statutorily appointed Deciding Officer of the Department who will notify you in writing of his/her decision. Deciding Officers are independent in the exercise of their functions in deciding on entitlements to pension. If your claim is disallowed or allowed at a reduced rate of payment, you will be given full details including details of the means assessed.

If you consider that the decision you receive is incorrect, or you require clarification in relation to it, please contact the Deciding Officer immediately. It is also open to you to forward to the Deciding Officer any further documentary evidence that you think is relevant and s/he will then review the decision.

5.5 Appeal against a decision of a Deciding Officer

If you are not satisfied with the Deciding Officer's decision (either before or after seeking a review), you may appeal it to the independent Social Welfare Appeal's Office by writing to the Chief Appeals Officer, D'Olier House, D'Olier Street, Dublin 2 (Tel: 1890 74 74 34) setting out fully the grounds of your appeal.

Your appeal should be submitted within 21 days of the date of the decision letter. However, if you first seek a review by the Deciding Officer, you have 21 days from the completion of that review in which to make your appeal.

5.6 What happens if I go to live outside the State?

State Pension Non-Contributory is not normally paid to people who reside outside the State. However, if you go to live in Northern Ireland, and were in receipt of a State Pension Non-Contributory immediately before you moved, your pension can continue to be paid for up to five years subject to certain conditions.

If you go on holiday abroad, payment of your pension for a period of up to 13 weeks is normally allowed on your return home. However, payment will not be allowed for repeated trips of this nature.

If your return home is prevented by circumstances outside your control (e.g. because of ill health) payment may also be allowed where suitable evidence to that effect is provided by you. Evidence will also be needed to show that you continued to be entitled to the pension while abroad i.e. you were not working or claiming payment from the social welfare authorities abroad.

If you are leaving the State, you should tell the Department and return your Social Serivces Card/Public Services Card. If you are being paid by Electronic Fund Transfer into your bank or building society account you should notify the Department. It is not sufficient to notify the financial institution. When your return to live here, you should re-apply immediately for your pension.

5.7 Change of circumstances - need to notify the Department

The State Pension Non-Contributory Section, Department of Social Protection, Social Welfare Services Sligo, College Road, Sligo must be notified as quickly as possible if any of the changes set out below occur as they may affect your entitlement to pension. Remember to quote your Personal Public Service Number (PPSN) whenever you contact us.

If the means of you or your spouse or partner increase for any reason, you are legally obliged to notify the Department of the increase(s) within a period of three months. For example, if you or your spouse are getting a British Retirement Pension or any other type of income, you must notify us in writing of any increases in this income by sending us a copy of the latest payment slip(s) you receive. Also, if the combined value of your savings, shares, bonds, funds, cash-on-hands and property (except your own home) increases, you must advise us of the details.

If you do not notify the Department of increases in your means, you may incur an overpayment of pension which you (or your Estate after your death) will have to repay.

Other changes which require notification

  • you change address
  • you wish to change the way in which your pension is paid (post office or bank)
  • you wish to have a person nominated to collect your pension at a post office on your behalf
  • you, or any person for whom payment is included in your pension, dies, leaves the State, takes up a FÁS course or is imprisoned following conviction of an offence
  • any person for whom payment is included in your pension ceases to live with or be supported by you, or becomes entitled to a pension, benefit or allowance in his/her own right from the Department or a Health Service Executive
  • a qualified child age 18 to 22 ceases full-time education.

5.8 Will my claim be reviewed?

A review is initiated when the Department is notified of any change in circumstances that may affect entitlement. This review may be carried out by way of a visit from a Social Welfare Inspector or by direct correspondence or phone contact.

Periodic reviews are also initiated by the Department to confirm that the correct payment is being made to the correct person and that the qualifying conditions for receipt of State Pension Non Contributory continue to be fulfilled.

5.9 Your right to social welfare records

Under the Freedom of Information Acts 1997 and 2003, you have the right;

  • to access records held by the Department
  • to have official information relating to you that is held by the Department amended where it is incomplete, incorrect or misleading
  • to obtain reasons for acts of the Department that affect you.

You may not be able to access certain records which are exempt under the Act e.g. information relating to another person. Requests for access to records must be made in writing and contain enough information so that we know what records you are looking for. Request forms are available from your local Intreo Centre/Social Welfare Office or from the Department's website.

 


 

APPENDIX 1

What does not count as means?

The following are most of the items that do not count as means;

  • your own home
  • income from property assessed on its capital value
  • any payment made by the Department of Social Protection
  • any payment corresponding to Child Benefit from another EU Member State
  • the value of the first €20,000.00 of capital (single person) or €40,000.00 (married/civil partnership/cohabiting couple)
  • The first €200.00 of earnings from employment (excluding self employed or farming).
  • Income from non-profit making charitable organisations (excluding a public or local authority)
  • Rent Allowance (for tenants affected by the de-control of rents in 1982)
  • the first €2,540 and one half of any excess payments received under the Rural Environment Protection Scheme or the Special Areas of Conservation Scheme.
  • €133.00 of your annual earnings from Self Employment is disregarded for each of your qualified children under age 18 (or under age 22 if in full-time education).
  • Foster Care Allowance from a Health Service Executive or payment in respect of the provision of accommodation for a child under Section 5, Child Care Act, 1991 (i.e. the Supported Lodgings Scheme)
  • Mobility Allowance from the Department of Health and Children
  • Infectious Diseases Maintenance Allowance in respect of a person or his/her dependants.
  • Supplementary Welfare Allowance.
  • Any amount received as a training allowance while undergoing a course of rehabilitation training by an organisation approved by the Minister for Health.
  • the case of a person aged 66 and over, any payment under the EU Early Retirement Scheme from Farming.
  • Payments received under European Communities (Birds and Natural Habitats) Regulations 2011
  • the yearly value of all income derived from compensation awarded:
    • (a) by the Compensation Tribunal established by the Minister for Health on 15.12.95, the Hepatitis C Compensation Tribunal established under Section 3 of the |Hepatitis C Compensation Tribunal Act, 1997 (No. 34 of 1997), the Hepatitis C and HIV Compensation Tribunal established under Section 2 of the Hepatitis C Compensation Tribunal (Amendment) Act, 2002 (No. 21 of 2002), or by a court of competent jurisdiction, to compensate certain persons who have contracted Hepatitis C or Human Immunoglobulin Virus within the State from the use of Human Immunoglobulin - Anti-D, whole blood or other blood products, or
    • (b) to persons who have disabilities caused by Thalidomide and
    • (c) to person's by the Residential Institutions Redress Board.
    • (d) under the provisions of the Health (Repayment Scheme) Act 2006 (No. 17 of 2006) to a relevant person within the meaning of that Act.
    • (e)The MCS (Magdalen Commission scheme) allowance.
  • €104 per year from an allowance, dependant's allowance, disability or wound pension under the Army Pension's Act, 1923 to 1980, or a combination of such allowances and pensions, including a British War Pension.
  • Total amount of any pension under the Connaught Rangers (Pensions) Acts 1936 to 1964.
  • Grants to parents of children attending primary school in Gaeltacht areas, and income from providing accommodation to students studying Irish in Gaeltacht areas, under a scheme administered by the Minister for the Gaeltacht.
  • Domiciliary Care Allowance paid in respect of your child dependent(s)
  • Child Benefit, Supplementary Welfare Allowance or allowances paid by Health Service Executive in respect of children who are placed in foster care or with relatives by the Health Service Executive
  • 50% of maintenance payments received by you that are in excess of your vouched housing costs. (The maximum value of housing costs allowable is €95.23 per week).
  • contributions to Personal Retirement Savings Accounts
  • proceeds from the sale of your home subject to a limit of €190,500(see Section 3)

APPENDIX 2

OTHER INCREASES/BENEFITS THAT MAY BE PAYABLE TO YOU

Increase for living on a specified island
A special increase of €12.70 per week is automatically paid to state pensioners who normally reside on any one of the prescribed islands off the coast of Ireland ( see Appendix 3). The increase is paid as part of the pension.

Living Alone Increase
If you qualify for State Pension Non-Contributory and you reside entirely alone or mainly alone (in certain circumstances), you will be entitled to a Living Alone Increase of €7.70 per week. This increase will be paid as part of your pension. See information leaflet Living Alone Increase (SW 36) for further details.

Over 80 Increase
When a recipient of State Pension Non-Contributory reaches age 80, his/her personal rate of pension is automatically increased by €10.00 per week.

Centenarian's Payment
The President of Ireland makes a payment of €2,540 to all citizens (and others considered to be normally living in the State) on reaching 100 years of age. This payment is issued automatically to those who are getting a social welfare payment. Non social welfare recipients may receive the payment by contacting the President's Office directly.

Fuel Allowance under the National Fuel Scheme
The National Fuel Scheme is intended to help households who are dependent on long term social welfare or health service executive payments and who are unable to provide for their own heating needs. The scheme operates from mid October to mid April.

If you qualify for a State Pension Non-Contributory, you may also be eligible to claim a Fuel Allowance of €20.00 per week.

See information leaflet, National Fuel Scheme (SW 17), for further details.

Household Benefits Package
All persons resident in the State age 70 and over are entitled to claim the following free scheme benefits, subject to the condition that only one set of allowances are payable per household;

  • Electricity Allowance
  • Free Television Licence

[As an alternative to the electricity allowance, a person may claim a Natural Gas Allowance, Bottled Gas Allowance or Electricity (Group Account) Allowance].

If you are under age 70 and qualify for a State Pension Non-Contributory, you may claim these benefits if you reside alone or only with certain excepted categories of people. Please see information leaflet Household Benefits Package (SW107) for further details.

Free Travel
On qualifying for a State Pension Non-Contributory, you will receive a Free Travel Pass from the Department. This pass entitles you and your accompanying spouse/partner to free travel on the services provided by certain public and private transport operators.

The All Ireland Free Travel Scheme entitles you to travel for free on transport services operating internally in Northern Ireland, using a Senior Smartpass card. Under the terms of this scheme only the Smartpass holder is entitled to travel free of charge. The Smartpass does not entitle your spouse/partner/companion to accompany you for free within Northern Ireland but they may continue to travel with you for free on cross border journeys.

Please refer to information leaflet on the Free Travel Scheme (SW 40) for further details.

Carer's Allowance/Benefit
From September 2007 a person who is claiming a Social Welfare Payment (other than Carer's Allowance or Carer's Benefit) or being claimed for as a Qualified Adult and who is providing full time care to another person may now apply for Carer's Allowance and retain their current payment in full. If they satisfy the conditions for Carer's Allowance it will be awarded at 50% of the personal rate they would qualify for if they were not in receipt of any other payment. They will also be eligible for Household Benefits and a Free Travel Pass. See information booklet SW 41 for more details.

If you need full-time care and attention, the person looking after you may qualify for a Carer's Allowance or Carer's Benefit. Carer's Allowance is a means-tested payment - see information booklet SW41 for more details.

Carer's Benefit is a payment made to insured persons who leave the workforce to care for a person in need of full-time care and attention - see information booklet SW 49 for more details.

AFTER DEATH PAYMENTS

Six weeks after death payment

If you die while in receipt of a State Pension Non-Contributory which includes an Increase for a Qualified Adult (IQA), your spouse/partner will receive a cheque representing payment of your pension including IQA for the entire six week period following the death. S/he may be entitled to a State Pension Non-Contributory or a Widow's/ Widower's or Surviving Civil Partner's from the beginning of the 7th week following the death.

If you die while in receipt of a State Pension Non-Contributory and your spouse partner is getting a State Pension Non-Contributory, State Pension Contributory, State Pension Transition, Blind Person's Pension or a Carer's Allowance in his/her own right, then your spouse/partner will receive a cheque representing payment of your pension for the entire six week period following the death.

If your qualified adult or qualified child dies, you will continue to receive the Increase for a Qualified Adult or Increase for a Qualified Child as part of your pension for the six week period following the death.

 


APPENDIX 3

INCREASE FOR LIVING ON A SPECIFIED ISLAND

An Increase for living on a specified island of €12.70 per week is paid to State Pensioners who normally reside on any of the following off-shore islands;

An tOileán Ruaidh (also known as Island Roy), Co Donegal
Árainn Mhór, Co Donegal
Árainn, Co Galway
Bere Island, Co Cork
Claggan Island, Co Mayo
Clare Island, Co Mayo
Cléire, Co Cork
Clynish, Co Mayo
Coney Island, Co Sligo
Dursey Island, Co Cork
Fenit Island, Co Kerry
Gabhla, Co Dongeal
Heir Island (also known as Inishodriscol), Co Cork
Inis Bearachain, Co Galway
Inis Bigil, Co Mayo
Inis Bó Finne, Co Donegal
Inis Fraoich Uachtatach, Co Donegal
Inis Meáin, Co Galway
Inis Mhinc Chionnaith, Co Galway
Inis Oírr, Co Galway
Inis Treabhair, Co Galway
Inishboffin, Co Galway
Inishcottle, Co Mayo
Inishgort, Co Mayo
Inishlyre, Co Mayo
Inishnakillew, Co Mayo
Inishturk Beg, Co Mayo
Inishturk, Co Mayo
Inse Ghainnimh, Co Galway
Islandmore, Co Mayo
Lambay Island, Co Dublin
Long Island, Co Cork
Omey Island, Co Galway
Sherkin Island, Co Cork
Toraigh, Co Donegal
Whiddy Island

Last modified:25/07/2014