Rent Supplement


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Information

Rent Supplement is paid to people living in private rented accommodation who cannot provide for the cost of their accommodation from their own resources. In general, you will qualify for a Rent Supplement, if your only income is a social welfare payment and you satisfy the other conditions - see 'Rules' below.

The amount of Rent Supplement you get will be calculated to ensure that your income after paying rent does not fall below a minimum level.

If your circumstances change you may no longer qualify for Rent Supplement or the amount of your payment may change. Read more about Rent Supplement and changes to your circumstances. You can also read FAQs about Rent Supplement from the Department of Social Protection.

Revised rent limits for the Rent Supplement scheme were announced in June 2013 and came into effect from Monday 17 June 2013.

 

Housing Assistance Payment (HAP)

In 2013 the Government approved a plan for the transfer of responsibility for recipients of Rent Supplement with a long-term housing need from the Department of Social Protection to housing authorities using a new Housing Assistance Payment (HAP). HAP has been piloted in Limerick City and County Council with further roll out to selected housing authorities during the year. The legislation to implement the HAP is the Housing (Miscellaneous Provisions) Act 2014 (pdf).

Rules

Getting Rent Supplement

Rent Supplement will only be provided if the accommodation is suitable for your needs. Rent Supplement is not generally paid if the rent is above the maximum rent limit set for your county (see ‘Rates’ below for the current limits and circumstances where these limits may be waived).

You may get Rent Supplement if you have been living for 6 months (183 days) out of the last 12 months in one, or a combination, of the following:

  • Accommodation for homeless people.
  • Private rented accommodation. You can combine time living in more than one rented accommodation to satisfy the 6 months (183 days). You must be able to show that you could afford the rent at the beginning of your tenancy and that you could have continued to pay rent but are unable to do so because of a change in your circumstances which occurred after you started renting.
  • An institution, for example, a hospital, care home or place of detention.

Or

  • Have been assessed by a local authority as being eligible for and in need of social housing in the last 12 months. If you don't have a housing need assessment, you must go to the local authority to have your housing need assessed. The local authority must be in the area that you intend to live and claim Rent Supplement. Only when you are assessed as eligible for and in need of housing can you apply for Rent Supplement. Rent Supplement is not payable while the local authority is carrying out a housing needs assessment.

You must also:

You won’t qualify for Rent Supplement if you:

  • Are in full-time employment (30 hours or more a week). However, if you are assessed as in need of housing under the Rental Accommodation Scheme and have been out of full-time employment for 12 months or more you may be entitled to the Supplement - see ‘Employment and Rent Supplement’ below
  • Have refused a second offer of local authority accommodation in an 12-month period. In this case, you cannot claim Rent Supplement for 12 months.
  • Are leaving local authority housing without reasonable cause.
  • Have been excluded from social housing by a local authority for reasons of good estate management or anti-social behaviour.
  • Are attending full-time education. However, if you are getting a Back to Education Allowance, are participating in the Back to Education Programme or in the Momentum Programme you may be entitled Rent Supplement.

Renting from a parent: You cannot get Rent Supplement to help you pay rent to your parent if you are living in the family home. If your parent owns a second property, you will generally not get Rent Supplement to rent this property from them unless it is a bona fide tenancy and you are assessed as having a housing need. Your parent must also be able to prove that they have a history of renting this property.

Sharing with your landlord: You may be entitled to get Rent Supplement if you are living in your landlord’s home. It must be a genuine landlord/tenant arrangement. Your landlord has to fill in part of the form and provide his or her PPS number (see 'How to apply' below).

Employment and Rent Supplement

You will not qualify for Rent Supplement if you are in full-time employment (30 hours or more a week). (In the case of couples, if one of a couple is in full time employment, both are excluded from claiming Rent Supplement). Claims from self-employed people are assessed on the individual circumstances of the case and you may be asked to show that you are working less than 30 hours a week. If you are working over 30 hours a week in self-employment you must be deemed eligible for the Rental Accommodation Scheme (RAS) by your local authority to continue to get Rent Supplement.

Since June 2007, if you have been accepted as being in need of accommodation under the Rental Accommodation Scheme by your local authority and you have been unemployed or not in full-time employment for at least 12 months before you start work you may be able to keep your Rent Supplement. You may also be entitled to retain Rent Supplement if you have been participating in a Community Employment Scheme or getting Back to Work Allowance or Back to Work Enterprise Allowance immediately before you start work.

However, you will be reassessed for Rent Supplement and some of your additional income including some of your income from employment will be taken into account. As a result of the reassessment you may or may not continue to qualify for Rent Supplement. If you do qualify for Rent Supplement you may get a different rate of Supplement.

Income taken into account for Rent Supplement

  • Net income from employment (this is gross income less PRSI and reasonable travel expenses. A child dependant aged 17 and under in full-time education does not have their income from employment assessed as means for Rent Supplement.)
  • Social welfare payments (for exceptions - see 'Income not taken into account' below)
  • Family Income Supplement (FIS)
  • Cash income (for example, maintenance)
  • All income and the value of all property of which the claimant deprived himself/herself in order to qualify for SWA
  • Capital (for example, property except your own home, savings and investments).

The capital value of property (except your own home), savings and investments is assessed as follows:

Capital Weekly means assessed as
First €5,000 Nil
Next €10,000 €1 per €1,000
Next €25,000 €2 per €1,000
Any capital over €40,000 €4 per €1,000.

 

Income not taken into account when calculating Rent Supplement

Income from the following sources is disregarded or not taken in account when calculating the amount of Rent Supplement you qualify for:

  • An amount equal to the Supplementary Welfare Allowance (SWA) rate for your household circumstances
  • Child Benefit
  • Mobility Allowance
  • Foster care payments from the Health Service Executive (HSE)
  • Payments for accommodating children under the Child Care Act
  • Income from Gaeltacht students
  • Grants or allowances from schemes promoting the welfare of blind people
  • Money received from charitable organisations, for example, St Vincent de Paul
  • Compensation awarded by the Compensation Tribunal in respect of Hepatitis C contracted from certain blood products, to those who have disabilities caused by Thalidomide and to those receiving compensation under the Residential Institutions Redress Board
  • Maintenance grants paid by VEC or local authorities for educational purposes (now replaced by the Student Grant Scheme)
  • Domiciliary Care Allowance
  • Respite Care Grant
  • Guardian's Payment (Contributory) and Guardian's Payment (Non-Contributory)
  • Fuel Allowance and the Living Alone Allowance
  • Pensioners: If you are aged 65 or over (or where one of a couple is of pensionable age) and have a combined household income greater than the rate of SWA appropriate to your household circumstances, the difference between the maximum rate of State Pension (Contributory) appropriate to your circumstance and the rate of SWA appropriate to your circumstances is not taken into account.
  • Carers' payments: The half-rate Carer's Allowance is never taken into account.
  • If you are getting Carer's Allowance, the amount of Carer's Allowance above the appropriate SWA rate for your situation (either the qualified adult rate for a couple or the personal rate of SWA) is not taken into account. So if you are one of a couple and getting Carer's Allowance the amount of Carer's Allowance being paid less the SWA qualified adult rate is not taken into account and if you are single or a lone parent the amount disregarded is the rate of Carer's Allowance being paid less the personal rate of SWA.
  • Any amount of Carer's Benefit in excess of the basic SWA rate for your situation (either the qualified adult rate or the personal rate of SWA) is not taken into account.
  • Rehabilitative earnings disregard: A certain amount of your income from rehabilitative work which is not taken into account. If you are getting Disability Allowance or Blind Pension, €120 from rehabilitative training or employment is not taken into account in the assessment for Rent Supplement. Any earnings over €120 from rehabilitative training or employment will affect your Rent Supplement. If you are earning above €120 you can be assessed using whichever disregard is most in your interest - either the Rehabilitative earnings disregard or the Additional income disregard (but not both).
  • Additional income disregard: A certain amount of your household income from certain sources is not taken into account. €75 of any additional household income* above the SWA rate for your circumstances is not taken into account. Also, 25% of additional household income over €75 is not taken into account. There is no upper limit on the amount that can be disregarded.

    *Additional household income is income from part-time employment or part-time self-employment, Family Income Supplement (FIS), Community Employment (CE), the Tús scheme, JobBridge,the Rural Social Scheme, Momentum, Part-time Job Incentive Scheme, Skillnets, Work Placement Scheme, Gateway, Back to Work Allowance, Back to Work Enterprise Allowance or a SOLAS (formerly FÁS) course. Part of a maintenance payment is also assessed as additional household income (see below).

If you were getting Rent Supplement before 5 June 2007, you can continue to have your income assessed using the old income disregards, unless the current income disregards ensure a more favourable assessment. However, if you do not claim Rent Supplement for more than 13 weeks you will be assessed using the current income disregards. (See 'Further information' below for more information on how income was assessed for Rent Supplement before 5 June 2007.)

Maintenance and Rent Supplement

Maintenance is assessed as additional household income (see above) and maintenance payments up to €95.23 per week are assessed in full. The household income disregard (see above) applies to maintenance payments above this amount. The reason for this is that the first €95.23 per week of maintenance payments are considered to be a contribution towards your housing expenses.

Example: if your only additional household income is maintenance, all of your maintenance payment up to €95.23 per week is assessed in full. The household income disregard of €75 applies to sums above this, so that any maintenance between €95.23 and €170.23 is not taken into account. 25% of all maintenance over €170.23 is also not taken into account.

Your contribution to rent (Household Contribution)

Once the amount of Rent Supplement you qualify for has been worked out, it will be reduced by a minimum of €30. This is because you must pay at least €30 a week towards your rent. You may pay more than €30 because you are also required to contribute any additional assessable means that you have above the appropriate basic Supplementary Welfare Allowance rate towards your rent. If you are one of a couple and are claiming Rent Supplement you must pay at least €40 a week towards your rent.

Any non-dependent household members who are solely dependent on a personal social welfare payment must also contribute €30. However, if benefit and privilege has been assessed against your social welfare payment you do not have to contribute €30. If the non-dependent household members are a couple their contribution is €40.

A couple over 65 with an income equal to or less than the State Pension (Contributory) for their situation will contribute €40 a week towards their rent. A couple who both have State Pensions (Contributory) and no other income will also contribute €40 towards their weekly rent.

Calculating Rent Supplement

Calculating your Rent Supplement can be difficult. The Department of Social Protection's representative (formerly known as the Community Welfare Officer) will decide if you are eligible for Rent Supplement and calculate the amount you will get. More information is available on how to calculate Rent Supplement.

Rates

Rent Supplement is paid to you weekly or monthly by cheque, Electronic Fund Transfer or post draft, usually in arrears.

The amount of Rent Supplement that is calculated will generally ensure that your income, after paying rent, does not fall below a minimum level. This level is the basic Supplementary Welfare Allowance rate for your circumstances (€186 for a single person and €310.80 for a couple) minus €30 (or €40 for a couple). You must always pay at least €30 towards your rent. However, you may pay more depending on your means - see 'Rules' above.

The rent paid to your landlord (that is, your contribution plus your Rent Supplement) should not be above the maximum rent limit set for your county or area (this provision can be waived in some circumstances). The maximum rent limit for your county is set by the Department of Social Protection (DSP). However, the Community Welfare Office may set lower rates within these limits. There is a maximum rent limit for each area (see below). If your actual rent is higher than the local maximum, you may be refused Rent Supplement entirely.

Cases where rent is over the relevant limit

In some cases Rent Supplement can be paid at the discretion of the DSP staff administering the scheme where the rent is over the relevant limit:

  • If you or a member of your household has special housing needs (for example, a disabled person in specially adapted accommodation).
  • If you will be able to pay the rent yourself within a short period, if, for example, if you are taking up employment. In this case Rent Supplement at a higher rate can be paid for a short period of 6-8 weeks.
  • If you have additional income to pay the balance yourself (Rent Supplement is still based on the maximum rent limit)
  • If there are other exceptional circumstances. (Special provisions apply if you are at risk of becoming homeless.)

Rent Supplement and lease agreements

If, when your Rent Supplement claim is reviewed, the rent you pay is above the relevant limit and your lease is not due for renewal, you will be expected to re-negotiate your rent with your landlord. If the landlord insists that the terms of the current lease are not negotiable and does not reduce the rent to the new limits the DSP representative will discuss your options with you. These may include seeking other accommodation. If this happens you will continue to be paid Rent Supplement for a reasonable period of time while you secure new accommodation.

Maximum rent limits for each county

These are the maximum rent limits from 17 June 2013 (lower rates can be set for areas within each county).

Please click here to view the table in full.

How to apply

To apply, fill in an application form for Rent Supplement (pdf). The Department of Social Protection's representative (formerly known as the Community Welfare Officer) or local Citizens Information Service can help you fill in this form.

Part of the form will need to be filled in by your landlord or their agent. Your landlord will need to provide their tax reference number (normally their PPS number) to the Department of Social Protection (DSP). If your landlord does not wish to fill in the form a separate form (SWA 3C) (pdf) is available. If your landlord does not have a tax reference number, they should state this in writing to the DSP and explain why this is the case. Your Rent Supplement may not be paid if your landlord has not given their tax number to the DSP or has not explained why they do not have one.

Another part of the form may need to be filled in by your local authority, to confirm you are on their housing list and have a housing need (if you are not exempt from this rule).

You also need to bring the following documents:

  • Identity documents for you and your dependents, such as full birth certificates, passports, driving license, work permit, immigration (GNIB) card, etc.
  • Documents to show your income and financial situation, such as, pay slips, P45, P35, P60, bank statements, etc.
  • Documents to prove where you live, such as electricity, gas or phone bills, etc.
  • Documents relating to your tenancy, such as your rent book, lease or tenancy agreement.

The Department of Social Protection's representative (formerly known as the Community Welfare Officer) usually visits you to confirm your circumstances.

Appealing a decision

If you are not satisfied with a decision made in relation to Rent Supplement, you should first find out why the decision was made by asking the Department of Social Protection's representative (formerly known as the Community Welfare Officer). You should provide any extra documentation to back up your case.

If the decision is not changed, then request an appeal form. Include as much detail as possible in your appeal and keep photocopies of everything.

If your appeal is unsuccessful, you can refer the appeal to the Social Welfare Appeals Office. You may request a personal hearing and you can bring along a representative to help argue your case.

Where to apply

To apply for Rent Supplement you should contact the Department of Social Protection's representative (formerly known as the Community Welfare Officer) at your local health centre. However in some areas new Rent Supplement applications are processed by centralised Rent Units. To see if your area is dealt with by a central Rent Unit you can view the central rent unit list.

If you live in one of these areas you can get a rent pack from your local health centre. This pack contains detailed information (including a list of documentation you will need) and all the relevant application forms. You should read the information in the pack carefully. If you are satisfied that you have all the necessary documents ready you can forward your application to the relevant Rent Unit. The processing of your application may be delayed if you do not supply all the information requested in the pack. The Unit will contact you if they need any further information. If they do not need any more information they will tell you when your application will be processed.

Further information

A certain amount of your income is not taken into account in the assessment for Rent Supplement. The income not taken into account is called an income disregard. The current income disregards came into effect on 5 June 2007.

All existing Rent Supplement claims in payment on 5 June 2007 were reviewed and assessed using both the current income disregards and the old income disregards. If you would get more Rent Supplement using the old income disregards (see below), you continued to be assessed using the old income disregards until:

  • You no longer qualify for Rent Supplement or
  • You have a break in your claim for more than 13 weeks or
  • You have a change in your circumstances. For example, a change of address, household income, increase or decrease in rent or a change in your social welfare payment.

Income disregards for Rent Supplement claims before 5 June 2007

Income from the following sources was not taken into account in the assessment of Rent Supplement claims made before 5 June 2007:

  • Family Income Supplement
  • €60 of additional income from part-time employment, including Community Employment Schemes. If your earnings from employment are between €60 and €90 only half of your earnings between €60 and €90 is taken into account. (For example, if you are earning €90 only €15 is taken into account).
  • €60 of additional income from participation in approved training courses, for example, FÁS skills training courses. If your earnings are between €60 and €90 only half of your earnings between €60 and €90 is taken into account. For example, if you are earning €90 only €15 is taken into account.
  • €120 from rehabilitative training or employment if you are in receipt of Disability Allowance. Any earnings over €120 from rehabilitative training or employment will affect your Rent Supplement.
  • If you are on a One-Parent Family Payment, up to €95.23 of maintenance payments is deemed to be for rent. Half of any amount above this is taken into account as means, and will affect your One-Parent Family Payment. The first €95.23 of any maintenance you receive is taken into account when calculating your Rent Supplement, but maintenance above €95.23 up to a limit of €155.23 is disregarded. Half of any maintenance you get between €155.23 and €185.23 is taken into account. All maintenance above €185.23 is taken into account when calculating your Rent Supplement.
  • Supplementary Welfare Allowance (SWA) rate for your household circumstances
  • Child Benefit
  • Mobility Allowance
  • Foster care payments from the Health Service Executive
  • Payments for accommodating children under the Child Care Act
  • Income from Gaeltacht students
  • Grants or allowances from schemes promoting the welfare of blind people
  • Money received from charitable organizations, for example, St Vincent de Paul
  • Compensation awarded by the Compensation Tribunal in respect of Hepatitis C contracted from certain blood products, to those who have disabilities caused by Thalidomide and to those receiving compensation under the Residential Institutions Redress Board
  • Maintenance grants paid by Local Authorities for Higher Education
  • Domiciliary Care Allowance
  • Income from employment with the HSE as a Home Help.

Special retention arrangements

From 5th June 2007, new Rent Supplement claims cannot get special retention arrangements. Before 5 June 2007, you could continue to get Rent Supplement while you were in employment under special retention arrangements, for example, if you were participating in a Community Employment Scheme.

Under these special retention arrangements you would continue to get 75% of your Rent Supplement rate during your first year in employment, 50% in the second year and 25% in the third and fourth year. After the fourth year you would no longer be entitled to Rent Supplement if you were in employment.

If you are currently getting Rent Supplement under special retention arrangements your claim will be regularly reassessed comparing the effect of the old assessment and the new income disregards. The new income disregards will be applied to your claim if it means you will get a greater amount of Rent Supplement.

Last modified:31/07/2014
 

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