National Pensions Framework - Changes to State Pension 2012-2028


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The National Pensions Framework sets out a series of changes to the State Pensions between 2012 and 2028 as shown below

Changes to State Pension - Homemakers

From 6 April 1994, any contribution year spent as a homemaker may be disregarded in the calculation of the yearly average up to a maximum of 20 years. The fact that you do not have any contributions in those years will not affect your entitlement to a pension.

Changes to State Pension from 6 April 2012

There is a change to the number of contributions required to qualify for a State Pension.

What this means for you;

If you were born on or after 6 April 1946 you must have paid at least 520 full-rate contributions.

You can make up the required 520 with high or special rate Voluntary Contributions if you have paid at least 260 full-rate employment contributions.

Note; credits cannot be used to make up the requirement of 520 paid full-rate contributions.

Changes to State Pension from 1 January 2014

There is a change to the qualifying age for State Pension purposes.

What this means for you;

If you were born on or after 1 January 1948 the minimum qualifying State Pension age will be 66.

Changes to State Pension from 1 January 2021

There is a change to the qualifying age for State Pension purposes.

What this means for you;

If you were born on or after 1 January 1955 the minimum qualifying State Pension age will be 67.

Changes to State Pension from 1 January 2028

There is a change to the qualifying age for State Pension purposes.

What this means for you;

If you were born on or after 1 January 1961 the minimum qualifying State Pension age will be 68.

 

Last modified:13/06/2016
 

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