Disability Allowance - SW29

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A means test is a way of checking if you have enough means to support yourself and what amount of payment, if any, you may qualify for. Your weekly rate of payment depends on the amount of weekly means assessed. To carry out a means test we may interview you about your means and ask you to supply supporting documents such as bank statements.

What counts as means?

The main items that count are:

  • cash income belonging to you or your spouse, civil partner or cohabitant,
  • the value of any investments, savings and shares that you or your spouse, civil partner or cohabitant may have,
  • the value of any property, except your own home,
  • maintenance paid to you if you are deserted or separated,
  • certain income that you or your spouse, civil partner or cohabitant may have from employment or self-employment.

How do you assess my savings and investments?

When working out your means from savings and investments, we add together the following items and use a special formula to work out your means:

  • the cash value of investments and property (except your home),
  • money in any savings account, or any kind of bank account,
  • cash-in-hand.


Capital: Weekly means assessed:
First €50,000 Nil
€50,000 - €60,000 €1 per €1,000
€60,000 - €70,000 €2 per €1,000
Over €70,000 €4 per €1,000
Example 1:

A single person has €65,300 savings and no other means

Amount of savings


Minus first €50,000 (disregarded)

- €50,000



Balance of €15,300 is assessed as follows:

€10,000 is assessed at €1 per €1,000


€5,000 is assessed at €2 per €1,000


The balance of €300 is not assessed as it is less than €1,000.

Weekly means


Weekly Disability Allowance

(March 2018 rate)

For more information, please visit www.welfare.ie.

What does not count as means?

The following do not count as means:

  • your own home,
  • a payment from this Department to another member of your household,
  • the first €20 per day of your spouse’s, civil partner’s or cohabitant’s weekly earnings from insurable employment (excluding self-employment) subject to a maximum of €60 per week and 40% of the balance.
  • the first €50,000 of capital assets, such as savings,
  • money received from a recognised charity (excluding a public or local authority),
  • the maintenance element of a higher education grant paid for you, a qualified adult or a qualified child for certain courses,
  • income up to a certain limit from employment,
  • income from training,
  • Domiciliary Care Allowance paid for any qualified child,
  • Child Benefit, Supplementary Welfare Allowance or allowances paid by the Health Service Executive (HSE) for children placed in foster care or with relatives by the (HSE),
  • Mobility Allowance from the HSE, and
  • Compensation received from certain state tribunals such as the Hepatitus C, HIV, Residential Redress Board, Lourdes Hospital Payment Scheme and the Symphysiotomy Payment Scheme. Please contact the Department for more details.


Last modified:12/02/2019

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