How much can I get?


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Your pension is made up of a personal amount for yourself and extra amounts for a qualified adult and qualified children (if any). Your personal rate of State Pension (Contributory) or State Pension (Transition) is not affected by any other income, savings or pensions you may have.

For more information, log on to 'www.welfare.ie'.

State Pension (Transition) is payable up to age 66. Your payment will be automatically transferred to State Pension (Contributory) from the date you reach 66 years.

Some people on a reduced State Pension (Transition) may qualify for a higher State Pension (Contributory) when they reach age 66.

On top of your pension, you may also qualify for the following weekly payments:

  • Living Alone Increase, which you should apply for if you are aged 66 or over and live alone or mainly alone,
  • Age 80 Allowance, which you will get automatically at age 80. Please note this allowance is not payable on the Increase for a Qualified Adult, and
  • Island Allowance, which you should apply for if you live on certain Irish offshore islands.

For more information, log on to 'www.welfare.ie'.

You may get increases for a qualified adult and qualified children. Please note that the Increase for a Qualified Adult is subject to a means test based on the qualified adult's means.

Who is a qualified adult?

A qualified adult is your spouse, civil partner or cohabitant.

If you have children living with you and you are single, widowed or separated, a qualified adult is the person who is caring for your child(ren), provided the person is aged 16 or over and is living with and being supported by you.

Note:
Since 24th September 2007, by law we must pay the increase for a qualified adult directly to the spouse, civil partner or cohabitant concerned unless they specify that it can be paid to you.

You will not get an increase for a qualified adult if they:

  • have gross weekly income of more than €310,
  1. or
  • are getting a social welfare payment in their own right (except Disablement Pension, Supplementary Welfare Allowance, Guardian's Payment (Contributory) or (Non-Contributory) or Child Benefit),
  1. or
  • are disqualified from getting jobseeker's payments while taking part in a trade dispute,
  1. or
  • are taking part in a full-time FÁS non-craft training course or a VTOS course.

Note:

  • If your spouse's, civil partner's or cohabitant's gross weekly income is €100 or less, you will receive the full Increase for a Qualified Adult for them. If they have income of between €100 and €310 a week, you may get a reduced payment for them. For more information, log on to 'www.welfare'.ie.
  • See Appendix 4 for details on how the means of a Qualified Adult are calculated.

Your spouse's, civil partner's or cohabitant's pension in their own right

If you are getting an increase on your pension for a qualified adult, they may qualify in their own right for a State Pension (Transition) at age 65 or a State Pension (Contributory) or State Pension (Non-Contributory) at age 66, if they have been insurably employed.

As these pensions may be paid at a higher rate than the increase you are getting for them on your pension, they should apply for a pension in their own right 3 months before they reach age 65 or 66.

The State Pension (Non-Contributory) is subject to a means test, so we will take into account any other income you and your spouse, civil partner or cohabitant have when deciding if they qualify for that pension.

Who is a qualified child?

A qualified child is any child under age 18 normally living with you and being supported by you.

A child who is age 18 or over and is normally living with you is also a qualified child for the 3 month period after they leave second level education or complete the Leaving Certificate exam.

A child aged 18 and up to 22 who is in full-time education continues to be a qualified child until the end of the academic year in which they reach age 22.

Amount of Qualified Child Increase

If you qualify for an Qualified Adult Increase you will get the full Qualified Child Increase for your child(ren). If you do not qualify for a Qualified Adult Increase, you may get half the Qualified Child Increase.

If your spouse, civil partner or cohabitant is getting a social welfare payment in their own right, they may get half the Qualified Child Increase appropriate to their payment and you may get half the increase with your pension.

Please note that if your spouse, civil partner or cohabitant is not getting a social welfare payment in their own right, payment of the half-rate Qualified Child Increase will be subject to a means test.

You will not get an increase for a qualified child if the child is getting a social welfare or Health Service Executive payment in their own right, such as One-Parent Family Payment or Disability Allowance.

Last modified:31/01/2012
 

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