Information
Jobseeker's Benefit is a weekly payment from the Department of Social
Protection (DSP) to people who are out of work and are covered by social
insurance (PRSI). Jobseeker's Benefit used to be called Unemployment
Benefit (the name of the payment changed in 2006). If you don't qualify for
Jobseeker's Benefit you may qualify for Jobseeker's Allowance.
Budget 2012
Changes to Jobseeker's Benefit for part-time workers were announced in
Budget 2012.
Where a Jobseeker's Benefit recipient is working for part of a week, the
payment entitlement will be based on a 5-day week rather than a 6-day week.
This means that for each day that a person is unemployed, one-fifth of the
normal rate of Jobseeker's Benefit is payable and if they get part-time work
for 2 days, they will get three-fifths of the normal Jobseeker's Benefit for
that week. (July 2012)
Sunday working will be taken into account when calculating the amount of
Jobseeker's Benefit or Jobseeker's Allowance to be paid. (January
2013)
Work experience for jobseekers
JobBridge, the National Internship
Scheme provides work experience for people who have been getting a
jobseeker’s payment or signing for credits for at least 3 months. See our document
on JobBridge. The FÁS
Work Placement Programme provides 9 months’ work experience for graduates
and other unemployed people. For more information contact your local FÁS
office.
Rules
To qualify for Jobseeker's Benefit you must:
- Be unemployed (you must be fully unemployed or unemployed for at least 3
days out of 6)
- Be under 66 years of age
- Have enough social insurance (PRSI) contributions
- Be capable of work
- Be available for and genuinely seeking work
- Have had a substantial loss of employment and as a result be unemployed
for at least 3 days out of 6.
Social insurance (PRSI) contributions
To qualify for Jobseeker's Benefit, you must pay Class A, H or P PRSI
contributions. Class A is the one paid by most private sector employees. Class
H is paid by soldiers, reservists and temporary army nurses, who do not qualify
for Jobseeker's Benefit until they have left the army. To qualify you need:
- At least 104 weeks PRSI paid since you first started work
And
- Have 39 weeks PRSI paid or credited in the relevant tax year (a minimum
of 13 weeks must be paid contributions*)
Or
- Have 26 weeks PRSI paid in the relevant tax year and 26 weeks PRSI paid
in the tax year immediately before the relevant tax year.
*If you do not have 13 paid contributions in the relevant
tax year, you must have paid 13 contributions in any of the following years:
- The 2 tax years before the relevant tax year
- The last complete tax year
- The current tax year.
The Relevant Tax Year is the second last complete tax year before the year
in which your claim is made. So, for claims made in 2012, the Relevant Tax Year
is 2010.
There are a number of circumstances in which you can be awarded credited
contributions. For example, pre-entry credits are given when you start
employment for the first time in your working life. However, you can only
qualify for Jobseeker's Benefit when you have actually paid 104 contributions.
Credits are also awarded while you are getting certain social welfare payments,
including Jobseeker's Benefit (provided it is for 6 days), Jobseeker's
Allowance or Illness
Benefit.
Contributions you have paid in other member
states of the EU/EEA will be added to your Irish contributions. If you are
applying for Jobseeker's Benefit and need the contributions paid in another
EU/EEA country to help you qualify, then your last contribution must have been
in Ireland.
Capable of work
You are capable of work unless you can prove otherwise. You must produce
medical evidence to prove that you are not able to work. If you have been
incapable of work for some time you must produce a final medical certificate to
prove that you are now fit for work.
If you are ill and incapable of work you may be entitled to Illness
Benefit.
Available for and genuinely seeking work
You must be available for work and actively looking for work to qualify for
Jobseeker's Benefit. You may be asked to show evidence that you are actively
seeking work. For example, letters showing job applications or failure to get a
job.
Unavailable for work
You can be regarded as not being available for work and not entitled to
Jobseeker's Benefit, if you put unreasonable restrictions on the following:
- The nature of the employment
- The hours of work
- Rate of pay
- The duration of the employment
- The location of the employment
In any case where a Deciding Officer is of the opinion that you have placed
unreasonable restrictions, you will be interviewed and given the opportunity to
respond.
If you are looking after a sick or elderly person you may be entitled to Carer's Benefit.
Reduction in payment
The Social Welfare Act 2010 provides that your payment can be reduced if
you:
- Refuse an appropriate offer of training by an officer of the Department
of Social Protection or FÁS
- Decline an intervention under the Employment Action Plan (EAP), do not
attend EAP meetings with a FÁS officer under the EAP or drop out of the
EAP process
Community Employment Schemes are not considered to be FÁS training
opportunities.
Penalty rates of payment
| Personal JB rate |
Reduction |
| €84.50 |
€65 |
| €121.40 |
€93 |
| €147.30 |
€113 |
| €188 |
€144 |
Loss of employment
You must have suffered a substantial loss of employment in any period of six
consecutive days to be eligible for Jobseeker's Benefit. This means that you
must have lost at least one day's employment and as a result of this loss be
unemployed for at least 3 days out of 6 days. Your earnings must also have been
reduced because of the loss of employment. You may be disqualified from getting
Jobseeker's Benefit for 9 weeks if you:
- Left work voluntarily and without a reasonable cause
- Lost your job through misconduct
- Refused an offer of suitable alternative employment or suitable training
- Are aged under 55 and get a redundancy payment of more than €50,000.
The exact length of your disqualification (up to nine weeks) will depend on
the amount of redundancy payment you received - see below.
Work and Jobseeker's Benefit
To get Jobseeker's Benefit you must be unemployed or have lost at least one
day's employment and as a result be unemployed for at least 3 days out of 6
days. You may continue to get Jobseeker's Benefit if you can only find
part-time or casual work. More information is available about work
and Jobseeker’s Benefit.
Redundancy
If you are under 55 and get a redundancy payment of more than €50,000 you
are disqualified from claiming Jobseeker's Benefit. The table below shows how
long you may be disqualified for. The length of the disqualification is at the
discretion of the deciding officer (who can take your circumstances into
account). Any period of disqualification is subtracted from your total
Jobseeker's Benefit entitlement. So if you are disqualified for 3 weeks (which
is 18 days payment) your JB claim starts on day 19.
| Amount of redundancy
payment |
Period of
disqualification |
| €50,000.00 - €55,000 |
1 week |
| €55,000.01 - €60,000 |
2 weeks |
| €60,000.01 - €65,000 |
3 weeks |
| €65,000.01 - €70,000 |
4 weeks |
| €70,000.01 - €75,000 |
5 weeks |
| €75,000.01 - €80,000 |
6 weeks |
| €80,000.01 - €85,000 |
7 weeks |
| €85,000.01 - €90,000 |
8 weeks |
| €90,000.01 and over |
9 weeks |
On strike
If you are on strike, you are not considered unemployed and not entitled to
Jobseeker's Benefit. However, your family may get Supplementary
Welfare Allowance.
If you are out of work as a result of a strike (if, for example, you have
been laid off), you are however in a different position. You may qualify for
Jobseeker's Benefit if you are "not participating in or directly interested in
the trade dispute which caused the stoppage at work".
Duration of Jobseeker's Benefit
Since 15 October 2008, if you have at least 260 paid contributions you may
be paid Jobseeker's Benefit for up to 12 months (312 days). If you have less
than 260 paid contributions you may be paid Jobseeker's Benefit for up to 9
months (234 days). If you are under 18, you will only get Jobseeker's Benefit
for a maximum of 6 months (156 days).
Re-qualifying for Jobseeker's Benefit
If you have used up your entitlement to Jobseeker's Benefit (JB), you may
re-qualify by working and paying the appropriate PRSI contributions for at
least 13 weeks. If you are working and getting JB, as in the case of systematic
short-time workers and some part-time workers, the 13 weeks paid contributions
can begin once you have claimed JB for 156 days.
You must have suffered a substantial loss of employment to re-qualify for
JB, unless you are a casual worker. If you have lost your job you will have
suffered a substantial loss of employment. If you are a part-time or systematic
short-time worker DSP will look at your pattern of employment over the last 13
weeks or another representative period to find out whether you have suffered a
substantial loss of employment.
For example, if you are getting JB and working 3 days each week as a
systematic short-time worker or a part-time worker and your employment pattern
has not changed during the course of your JB claim, you will not have suffered
a substantial loss of employment and will not re-qualify for Jobseeker’s
Benefit. However, if your JB claim ends and your 3 day week working week is
then reduced to a 2 day week, you will have suffered a substantial loss of
employment and may re-qualify for Jobseeker’s Benefit.
Short-term employment or training
The Department of Social Protection operates a fast-tracking system for
people who sign off to take up work for a short period (up to 4 weeks) or to go
on a short training course (up to 8 weeks). This ensures that your payment is
re-instated without delay. It is important that you inform your local social
welfare office in advance that you are taking up work or training.
Claiming for dependents with Jobseeker's Benefit
If your spouse’s, civil partner or cohabitant is dependent on you or is on
a low income you may be able to claim an increase in your payment for him or
her. This increase is called an Increase for a Qualified Adult (IQA). If your
adult dependant is earning €100 or less you will get the maximum IQA. If he
or she is earning between €100 and €310 you will get a reduced rate of IQA.
If your adult dependant is earning more than €310 you will not get an
increase in your Jobseeker’s Benefit for your adult dependant.
You can look at our documents on Claiming
for an adult dependant and Jobseeker's
Benefit and work to find out more. If you have dependant
children you may also be able to claim an increase in your payment for
them.
Rates
Jobseeker's Benefit is not paid for the first 3 days you are unemployed (the
first 3 days are any 3 days, not necessarily consecutive, in a period of six
consecutive days).
If you are unemployed for a second time within 26 weeks of your last JB
payment your application for Jobseeker's Benefit is not treated as a new claim
and you do not have another 3 days of non-payment.
Weekly Jobseeker's Benefit payment in 2012:
| Average weekly earnings |
Personal rate |
Qualified adult rate |
| Less than €150 |
€84.50 |
€80.90 |
| €150 - €219.99 |
€121.40 |
€80.90 |
| €220 - €299.99 |
€147.30 |
€80.90 |
| €300 or more |
€188 |
€124.80 |
You get a personal rate and may get an increase for an adult
dependant and child
dependant (see above). Your average weekly earnings do not affect the
amount you get for a child dependent.
Reduced rate of Jobseeker's Benefit
Jobseeker's Benefit rates are graduated according to your earnings in the
relevant tax year. Since January 2009, a reduced rate of
Jobseeker's Benefit is payable if your average weekly earnings in the Relevant
Tax Year before you became unemployed were under €300. Your average weekly
earnings is your gross yearly earnings from employment divided by the number
paid A, H or P contributions in the Relevant Tax Year.
The Relevant Tax year is 2 years before the year of your claim. For example,
if you claim Jobseeker's Benefit in 2012 the Relevant Tax Year is 2010. If you
are affected by this rule, it may of greater benefit for you to claim Jobseeker's Allowance instead
of Jobseeker's Benefit.
Linking claims
In some cases, a current JB claim may be linked to an older claim. If this
is the case, your JB claim is not treated as a new claim, it is linked to your
previous claim. If your JB claim is linked to a claim earlier than 2009 the
following graduated rates apply:
For claims in 2012 linked to JB claims started before 2009:
| Average weekly earnings |
Personal rate |
Qualified adult rate |
| Less than €80 |
€84.50 |
€80.90 |
| €80 - €124.99 |
€121.40 |
€80.90 |
| €125 - €149.99 |
€147.30 |
€80.90 |
| €150 or more |
€188 |
€124.80 |
Getting paid
You can collect your Jobseeker's Benefit payment weekly from your nearest Post
Office.
You must bring valid photographic identification (photo ID) with you to
collect your payment. The following is regarded as valid photographic
identification:
-
Driving licence
-
Passport
-
GNIB card
Staff working in the Post Office may ask to see your photo ID before giving
you your payment.
Taxation of Jobseeker's Benefit
Jobseeker's
Benefit is taxable. However, if you are getting Jobseeker's Benefit because
your normal working week has been reduced temporarily (systematic short-time
work) your Jobseeker's Benefit is not taxed. If you are working part-time and
getting Jobseeker’s Benefit for the days you are not employed your
Jobseeker’s Benefit is taxable. Find out more about
the taxation of Jobseeker's Benefit and the taxation of JB for systematic
short-time workers.
Half-rate Jobseeker's Benefit with another social welfare payment
If you are getting a Widow's, Widower's or Surviving Civil Partner's
Pension, a One-Parent
Family Payment or a deserted wives payment and you meet all the conditions
for Jobseeker's Benefit, you are entitled to half the normal rate of
Jobseeker's Benefit. An Increase for a Qualified Child is not paid with
Jobseeker's Benefit in these cases because you are already getting a payment
for your children with your main payment. These half-rate payments have
been discontinued from February 2012.
Extra benefits
If you are getting Jobseeker's Benefit, you may be entitled to:
- Mortgage
Interest Supplement or Rent
Supplement - a payment under the Supplementary Welfare Allowance
scheme.
- Back
to School Clothing and Footwear Allowance - an allowance designed to
help towards the cost of uniforms and footwear for children who are
attending school.
- Medical
card - if your income is below a certain level, you may get a medical
card. It covers you for free doctor's care, approved prescriptions etc.
Contact your Local Health Office for more information.
- School
Book Scheme - each year the Department of Education and Skills provides
grants to primary, secondary and comprehensive schools towards the cost of
school books for students in financial need. You should contact the school
principal for more information. The school principal will also advise you
whether the school runs a book loan scheme, whereby your children's books
are provided for a nominal rental charge each year.
You do not qualify for the
Household
Benefits Package or
Free Travel
with Jobseeker’s Benefit.
How to apply
You should apply for Jobseeker's Benefit the first day you become
unemployed.
It is important to apply on the first day you become unemployed because you
will not get paid for the first three days of your claim.
Jobseeker's Benefit
application forms are now available online. You can also get an application
form at your Social Welfare
Local Office.
You will also need to bring certain documents to prove your claim. You may
find this list
of documents you need when you apply for Jobseeker's Benefit useful. If you
do not have these documents to hand, you should apply anyway and supply them
later. You should remember that delay in applying for Jobseeker's
Benefit may mean that you lose out on your full entitlements.
You can get help to fill in your application form at your Social Welfare
Local Office or nearest Citizens
Information Centre.
If you think you have been wrongly refused Jobseeker's Benefit you can appeal this
decision.
More information about applying for Jobseeker’s Benefit is available in
our document about signing on for the
first time.
Where to apply
Applications for Jobseeker's Benefit should be made to your Social
Welfare Local Office.
If you wish to appeal a decision regarding the refusal of a social welfare
payment, you should make this appeal to the Social Welfare Appeals Office using
the contact information below.
Further information
Introduction
If your employer does not issue you with a P45, it may be because you have
not been registered for PRSI by your employer. It also could be that you have
been registered but your employer has not paid the PRSI contributions which are
due or has not paid the correct amount. Under the Social Welfare
(Consolidation) Act 1993 the employer is obliged to register all employees for
PRSI. More information can be found in our document about your Employer's
duty to pay social insurance.
Jobseeker's Benefit without a P45
If your former employer refuses to give you a P45 it can affect your
application for Jobseeker's Benefit (JB). You should still apply for JB but the
Department of Social Protection cannot pay JB to you until they verify your
former employment.
If you do not have a P45, the Department may informally contact you employer
at the time of your application for JB and request him/her to send you a P45 to
help process your claim for JB. If this hasn't resulted in your former employer
giving you your P45, you can ask to fill-in form IA49 at your local Social
Welfare Office.
Form IA49 is a declaration stating that you believe your former employer did
not comply with social insurance regulations. As a result of your declaration,
there will be an investigation into your employer's payment of PRSI. Filling-in
form IA49 may not result in your P45, however, it may help to determine if you
qualify for Jobseeker's Benefit.
How to get your P45
If you are not given a P45 when you leave your job you should first ask your
employer for it. If the employer does not supply it you should contact the tax office.
If you contact your tax office, Revenue will contact the employer and obtain
your P45 for you. If you have started a new job, Revenue will send you a new
tax credit certificate so you will not have to pay emergency tax in your new
job. More information about how
to get your P45 is available.