Information
Maternity Benefit is a payment made to women on who are maternity leave from work and covered by social insurance (PRSI). You should apply for the payment 6 weeks before you intend to go on maternity leave (12 weeks if you are self-employed). The amount of money paid to you each week will depend on your earnings. If you are already on certain social welfare payments then you will get half-rate Maternity Benefit.
Maternity Benefit is paid directly to you on a weekly basis into your bank or building society account. Some employers will continue to pay an employee, in full, while she is on maternity leave and require her to have any Maternity Benefit paid to them. You should check your contract of employment to see what applies to you. Maternity Benefit is a tax-free payment. Revenue will inform you how Maternity Benefit is treated for tax purposes.
If you think you have been wrongly refused Maternity Benefit or you are unhappy about a decision of a Social Welfare Deciding Officer about your entitlements, you can appeal this decision.
Leave certification
All employees must have their leave certified by their employer. However, if your contract of employment ends within 16 weeks of your expected date of confinement and you satisfy the social insurance (PRSI) conditions, Maternity Benefit is payable from the day after the date on your P45.
Length of time Maternity Benefit is paid
Maternity Benefit is paid for 26 weeks. At least 2 weeks and not more than 16 weeks leave must be taken before the end of the week in which your baby is due.
If your baby is born later than expected and you have less than 4 weeks maternity leave left, you may be entitled to extend your maternity leave to ensure that you have a full 4 weeks off following the week of the birth. In these circumstances Maternity Benefit will continue to be paid to you until the baby is 4 weeks old. You need to notify the Maternity Benefit Section of the Department of Social and Family Affairs by sending them a letter from your GP stating the date on which your baby was born.
You can take a further 16 weeks unpaid maternity leave. This period is not covered by Maternity Benefit but you will be entitled to a credited social insurance contribution for each week of unpaid leave you take (up to the maximum of 16).
Premature births
If your baby is born prematurely (before your maternity leave is due to begin), you should send a letter from your doctor to the Maternity Benefit section of the Department of Social and Family Affairs. The letter should confirm the date the baby was born and that the baby was born prematurely.
Stillbirths and miscarriages
If you have a stillbirth or miscarriage anytime after the 24th week of pregnancy you are entitled to 26 weeks maternity leave, you are entitled to 26 weeks Maternity Benefit provided you have satisfied the social insurance (PRSI) requirements.
To apply for Maternity Benefit following a stillbirth, you need to send a letter from your doctor with the Maternity Benefit application form, confirming the expected date of birth, the actual date of birth and the number of weeks of pregnancy.
Hospitalisation of baby
If your baby is in hospital and you have been getting Maternity Benefit for at least 14 weeks (including at least 4 weeks since your baby was born) you can postpone payment of your remaining 12 weeks of benefit for up to 6 months. To postpone payment of your Maternity Benefit you need to apply in writing to the Maternity Benefit Section in the Department of Social and Family Affairs. When your baby is discharged from hospital you must notify the Maternity Benefit Section in writing and payment of your remaining 12 weeks Maternity Benefit will continue within seven days.
How the payment is made
Maternity Benefit is paid directly into your bank or building society account (this is known as a direct payment). Payment is made each week in advance.
Rules
Maternity Benefit is paid by the Department of Social and Family Affairs to women who have a certain number of paid PRSI contributions on their social insurance record and who are in insurable employment up to the first day of their maternity leave. The last day of work can be within 16 weeks of the end of the week your baby is due.
The PRSI contributions can be from employment or self-employment - PRSI classes that count for Maternity Benefit are A, E, H and S (self-employed).
If you are employed you must have:
- At least 39 weeks PRSI paid in the 12-month period before the first day of your maternity leave
Or
- At least 39 weeks PRSI paid since first starting work and at least 39 weeks PRSI paid or credited in the relevant tax year or in the tax year immediately following the relevant tax year. For example, if you are going on maternity leave in 2010, the relevant tax year is 2008 and the year following that is 2009.
Or
- At least 26 weeks PRSI paid in the relevant tax year and at least 26 weeks PRSI paid in the tax year immediately before the relevant tax year. For example, if you are going on maternity leave in 2010, the relevant tax year is 2008 and the year before that is 2007.
If you are self-employed you must have:
- 52 weeks PRSI contributions paid at Class S in the relevant tax year. For example, if you are going on maternity leave in 2010, the relevant tax year is 2008.
Or
- 52 weeks PRSI contributions paid at Class S in the tax year immediately before the relevant tax year. For example, if you are going on maternity leave in 2010, the tax year immediately before the relevant tax year is 2007.
Or
- 52 weeks PRSI contributions paid at Class S in the tax year immediately following the relevant tax year. For example, if you are going on maternity leave in 2010, the tax year immediately following the relevant tax year is 2009.
If you are now self-employed but you were in insurable employment before you became self-employed, your PRSI contributions (Class A, E and H) in that employment may help you qualify for Maternity Benefit if you do not satisfy the self-employment conditions as stated above.
Insurance from employment in another country
If you were previously insurably employed in a country covered by EU Regulations or in a country with which Ireland has a Bilateral Social Security Agreement and you have paid at least one full rate PRSI contribution in Ireland, you may combine your insurance record in that country with your Irish PRSI contributions to help you qualify for Maternity Benefit. In this case, you should send your application for Maternity Benefit 12 weeks before your baby is due.
More information is available in our document about combining your social insurance contributions from abroad.
If you are already getting a social welfare payment
Half-rate Maternity Benefit is payable if you are getting any one of the following payments:
Disqualification from Maternity Benefit
You can do voluntary work, public representative work (for example, a councillor or TD) and courses of education while you are getting Maternity Benefit. However, your payment will be stopped if you engage in insurable (paid) employment.
If you intend to return to employment earlier than you stated on your application form, you must notify Maternity Benefit Section at least 2 weeks before your new 'return to work date'.
Rates
How the amount of Maternity Benefit is calculated
If you are employed, your weekly rate of Maternity Benefit is calculated by dividing your gross income in the relevant tax year by the number of weeks you actually worked in that year. Eighty percent (80%) of this amount is payable weekly, subject to a minimum payment and a maximum payment. (The Relevant Tax Year is the second last complete income tax year before the year in which your maternity leave starts. The Benefit Year begins on the first Monday of each year and ends on the Sunday immediately before the first Monday of the following year.)
If you are self-employed, your weekly rate of Maternity Benefit is calculated by dividing your gross income in the relevant tax year by 52 weeks - 80% of this amount is payable weekly, subject to a minimum payment and a maximum payment.
Rates of payment from January 2010:
| Maternity Benefit |
Weekly rate |
| Maximum payment |
€270 |
| Minimum payment |
€225.80 |
How to apply
To apply fill in a Maternity Benefit application form (pdf) six weeks before you intend to go on maternity leave and send it to the Maternity Benefit Section of the Department of Social and Family Affairs.
If you are self-employed, you should apply at least 12 weeks before you intend to go on maternity leave. This form is also available by post at the address listed below.
Where to apply
Maternity Benefit Section
Line 1:
Department of Social and Family Affairs Line 2:
Inner Relief Road Line 3:
Ardarvan Line 4:
Buncrana County:
Donegal Country:
IRELAND Tel:
(074) 916 4491 Locall:
1890 690 690 Homepage:
http://www.welfare.ie Email:
maternityben@welfare.ie Wheelchair Access: